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You (the user) can use and access www.accessmatrix.in (hereinafter referred to as “Access Matrix”) and avail the service, subject to the terms and conditions of use, as changed / updated from time to time entirely at the discretion of Access Matrix as set out below. The Terms and Conditions of Use shall continue and would be in force till the time you access this Website and use its services. You agree that you are bound by the terms as mentioned herein. Nothing in these Terms and Conditions of Use should be construed to confer any rights on you or to any third party beneficiaries.
By visiting this Website, you are agreeing to be bound by the following terms and conditions:
The term ‘Access Matrix’ is used through this entire Terms of Service document to refer to the website, its owners and the employees and associates of the owner.
This website offers an online service which helps you to complete the retail lending process.
By registering, you certify that all information which you provide, now or in the future, is accurate.
Once you agree to accept the terms of our service you will receive an account designation upon completing the service’s registration procedure. You shall be solely responsible for maintaining the confidentiality of the password and account, and are fully responsible for all activities that occur under your password or account and Access Matrix shall not be responsible for any losses, damage or harm caused as a result of you sharing the password with third party. You also agree that you exit from your account at the end of each session. Access Matrix cannot and will not be liable for any loss or damage arising from your failure to comply with the service registration process.
Access Matrix reserves the right, in its sole discretion, to deny access to you to this website or any portion thereof without notice for the following reasons
You agree to receive periodic SMS/newsletter/email alerts from Access Matrix unless you have specifically declined / unsubscribed for the same.
By registering for the Access Matrix service, you represent and warrant that you are 18 years or older and that you have the capacity to understand, agree to and comply with these Terms of Service. Since Indian laws do not permit us to contract with a minor person (minor is a person who has not completed 18 years of age), you will be registering for the Access Matrix service through your legal guardian.
You shall not use Access Matrix service for any illegal or unauthorized purpose. The international users agree to comply with all Indian laws & regulations, including laws regulating the export of data from India or Your country of residence. You are solely responsible for your conduct and any data, text, information, graphics, that you submit, & post on the Website.
Other examples of illegal or unauthorized uses include, but are not limited to:
While Access Matrix strictly prohibits such conduct on its Website, You understand and agree that you nonetheless may be exposed to such misuse or blocking by other users and that you use the Website and the Access Matrix service at your own risk.
Access Matrix reserves the right to add to or change/modify the terms of this Terms of Service including but not limited to suspend/cancel, or discontinue any or all service at any time without notice, make modifications and alterations in any or all of the content and services contained on the Website without prior notice. Such changes will be posted on the Website for your convenience to understand your responsibility as a user. You are responsible for regularly reviewing these Terms of Service so that you will be apprised of any changes. You will be deemed to have accepted such change/s if you continue to access the Website subsequent to such changes.
It is agreed by the parties that all the information given in the present website is endeavored to be correct as on the date of making the present website. It is further agreed by the parties that the website or Domain name owners or any professional working thereof do not stand guarantee as to the correctness of the information supplied in the present website. Both the parties unanimously agree that the website or the Domain name owners or any of the professionals or any other person working for and on behalf of the said domain and website and giving information legal or financial of any kind in respect of solicited queries, shall not be liable in any manner, whatsoever, for the said information, rendered through and/ or by means of the present website. It is further agreed that whatever information/ advice is sought by you, is sought on the terms and conditions stipulated in the present website. It is further agreed that the legal advice, consultancy or information rendered to you in response to any query is based only on the limited sketchy facts and/ or limited sketchy parameters given by you in your said query / communication. It may also kindly be noted that the website:www.accessmatrix.com and/ or the domain name, owners and/ or any of the professionals or any other person connected with the aforesaid sites and domain and rendering any legal information, advice, opinion or consultancy shall not be liable in any manner, whatsoever, in any court of law throughout the world in respect or any information, opinion, advice or consultancy rendered on the aforesaid websites and domains. It is also agreed that while all efforts have been made to ensure that the information/ advice/ consultancy/ opinion, calculation of relief or liability given to you is/ are correct and true as on the date, yet in case there are any inaccuracies and/or discrepancies, which may creep in them, rendering the same ineffective or defective, then on behalf of the said website, domain name, owners or any of the professionals or any person connected with and giving any information/ advice/ opinion and consultancy, calculation of relief or liability shall not be liable for the said inaccuracies or discrepancies of the said opinion, advice information or consultancy or calculation and that they shall also not be liable in any manner, whatsoever, in respect of any proceedings, law suits, claims/ damages/ remedies of any kind, whatsoever, in any court of law whatsoever, throughout the world.
You hereby agree that Access Matrix has the right to delete any information or message given by you at its discretion without prior notice if it is of the opinion that the information or message is obscene, sexually explicit, libelous, defamatory, threatening, harassing, abusive, hateful, false, inaccurate, misleading, profane, objectionable, socially unacceptable information of any kind.
You hereby agree that you shall be responsible for accuracy and completeness of any third party data or information that you enter or upload on the website. You also confirm that you have valid authority, on behalf of your organization, to enter or provide data and information to be used on this website. You further agree that website or the Domain name owners or any professionals working thereof do not stand responsible or liable for accuracy and completeness, in any manner whatsoever, of any third party information, supplied by you, to the website.
You hereby agree that as a user, you will not have any claim against Access Matrix and Access Matrix shall not be responsible or liable in any manner, in the event of any other user violating the conditions of use specifically referred to in above paragraph.
Access Matrixas well as the design and information contained in this site is the valuable, exclusive property of this Website, and nothing in this Terms and Conditions of Use shall be construed as transferring or assigning any such ownership rights to you or any other person or entity.
You shall not resell, redistribute, broadcast or transfer the information or use the information in a searchable, machine-readable database unless separately and specifically authorized in writing by Access Matrix prior to such use. You shall not rent, lease, sublicense, distribute, transfer, copy, reproduce, publicly display, publish, adapt, store or time-share Access Matrix, any part thereof, or any of the information received or accessed therefrom to or through any other person or entity unless separately and specifically authorized in writing by Access Matrix prior to such use. In addition, you shall not remove, alter or obscure any copyright, legal or proprietary notices in or on any portions of Access Matrix without prior written authorization, except as set forth herein. Any other use of the information contained in this site requires the prior written consent and may require a separate fee.
Access Matrix (including its and their directors, employees, affiliates, agents, representatives or subcontractors) shall not be liable for any loss or liability resulting, directly or indirectly, from delays or interruptions due to electronic or mechanical equipment failures, telephone interconnect problems, defects, weather, strikes, walkouts, fire, acts of God, riots, armed conflicts, acts of war, or other like causes. Access Matrix shall have no responsibility to provide you access to this Website while interruption of Access Matrix is continued, due to any such cause mentioned here.
YOU EXPRESSLY AGREE THAT USE OF THE WEBSITE IS AT YOUR SOLE RISK.
THE CONTENTS, INFORMATION, SOFTWARE, PRODUCTS, FEATURES AND SERVICES PUBLISHED ON THIS WEB SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE CONTENTS HEREIN. ACCESS MATRIXAND/OR ITS RESPECTIVE SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THIS WEB SITE AT ANY TIME. THIS WEB SITE MAY BE TEMPORARILY UNAVAILABLE FROM TIME TO TIME DUE TO REQUIRED MAINTENANCE, TELECOMMUNICATIONS INTERRUPTIONS, OR OTHER DISRUPTIONS. ACCESS MATRIXAND/OR ITS RESPECTIVE ASSOCIATED ENTITIES MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY OF THE CONTENTS, INFORMATION, SOFTWARE, PRODUCTS, FEATURES AND SERVICES CONTAINED ON THIS WEB SITE.ACCESS MATRIXAND/OR ITS ASSOCIATED ENTITIES HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THESE CONTENTS, INFORMATION, SOFTWARE, PRODUCTS, FEATURES AND SERVICES, INCLUDING ALL IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, AND AVAILABILITY.
IN NO EVENT SHALL ACCESS MATRIXAND/OR ITS ASSOCIATED ENTITIES BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THIS WEB SITE OR WITH THE DELAY OR INABILITY TO USE THIS WEBSITE, OR FOR ANY CONTENTS, INFORMATION, SOFTWARE, PRODUCTS, FEATURES AND SERVICES OBTAINED THROUGH THIS WEBSITE, OR OTHERWISE ARISING OUT OF THE USE OF THIS WEB SITE, WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, EVEN IF ACCESS MATRIX OR ANY OF ITS ASSOCIATED ENTITIES HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES.
For the purpose of this Website, Personal Information is information about you that is personally identifiable like your name, age, sex, address, email address, or phone number, and that is not otherwise publicly available.
Access Matrix does not rent, sell, or shares any of the above information (personal and financial) with other people or non-affiliated companies.
Access Matrix does not intend to transfer Personal Information and Financial Information without Your consent to third parties who are not bound to act on Access Matrix’s behalf unless such transfer is legally required in response to court orders, warrants, legal process, or to establish or exercise its legal rights or defend against legal claims etc., Access Matrix believes it is necessary to share Personal Information in order to investigate, prevent, or take action against illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of Access Matrix’s terms of use, or as otherwise required by law.
Access Matrix transfers information about you if, Access Matrix is acquired by or merged with another company. In such an event, you shall be governed by such companies’ terms and conditions. For more information, please refer to our Privacy Policy.
You agree that Access Matrix, at its discretion, can fix or set or modify the limits with reference to the number of e-mails or size of messages or number of queries that can be raised by you and has the absolute discretion not to respond or provide solutions as contemplated in the website for any reason. You also agree that in such event the same shall not be construed as breach of contract or deficiency of service.
You agree that the information or details with reference to your activities, finances, financial position or any other data given by you may be disclosed to statutory authorities or government agencies if so requested by them. You also agree that all data or information provided by you shall be subjected to privacy policy which shall also be deemed to be read by you on proceeding further in the website.
You agree that Access Matrix reserves the right to determine any fees as well as applicable taxes if any that has to be paid by you in connection with the usage of the services provided by Access Matrix.
You agree that the information supplied by you in any of the fields specified in the website in connection with becoming a registered user or in connection with the availing of the services provided through the website is true, accurate, current and complete.
You agree that for your protection and for the protection of Access Matrix and as a tool to correct misunderstandings, you understand, agree and authorize Access Matrix at its discretion, and without further prior notice to you, to monitor and record your electronic communications conducted with Access Matrix directly or indirectly.
Access Matrix reserves the right to use cookies in the website in order to store and track information about the user. Information includes surfing behavior, URL of the pages visited, browsing details and IP address.
You shall provide and maintain all telephone/internet and other equipment necessary to access this Website and the costs of any such equipment and/or telephone/internet connections or use, including any applicable taxes, shall be borne solely by You. You are responsible for operating your own equipment used to access Access Matrix.
Unless otherwise stated, copyright and all intellectual property rights in all material presented and contained in the Websites, together with the Website design, text and graphics, and their selection and arrangement, and all software compilations, underlying source code and software including but not limited to text, audio, video or graphical images, trademarks and logos appearing on this Website belongs to Access Matrix Technologies, Pvt. Ltd.and are protected under applicable Indian laws. Strict action shall be taken against any infringement and shall be vigorously pursued and defended to the fullest extent permitted by law.
Copyright and all intellectual property rights in all material presented on this Website belonging to Third party products shall be governed by the terms and conditions specified by them in this behalf.
You acknowledge that the information provided through Access Matrixis compiled from sources, which are beyond the control of Access Matrix. Though such information is recognized by the parties to be generally reliable, the parties acknowledge that inaccuracies may occur and Access Matrixdoes not warrant the accuracy or suitability of the information. For this reason, as well as the possibility of human and mechanical errors and other factors, YOU ACKNOWLEDGE THAT ACCESS MATRIXIS PROVIDED TO YOU ON AN “AS IS” BASIS. ACCESS MATRIXEXPRESSLY DISCLAIMS ANY AND ALL WARRANTIES, WHETHER EXPRESS, ORAL, IMPLIED, STATUTORY OR OTHERWISE, OF ANY KIND TO THE USERS AND/OR ANY THIRD PARTY, INCLUDING ANY IMPLIED WARRANTIES OF ACCURACY, TIMELINESS, COMPLETENESS, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AS WELL AS ANY WARRANTIES ARISING BY VIRTUE OF CUSTOM OF TRADE OR COURSE OF DEALING AND ANY IMPLIED WARRANTIES OF TITLE OR NON-INFRINGEMENT. IN ADDITION, ACCESS MATRIX, IN PROVIDING THE INFORMATION MAKES NO ENDORSEMENT OF ANY PARTICULAR SECURITY, MARKET PARTICIPANT, OR BROKERAGE. FURTHER, ACCESS MATRIXDOES NOT REPRESENT OR WARRANT THAT IT WILL MEET YOUR REQUIREMENTS OR IS SUITABLE FOR YOUR NEEDS.
Under this Terms and Conditions of Use, You assume all risk of errors and/or omissions in Access Matrix, including the transmission or translation of information. You assume full responsibility for implementing sufficient procedures and checks to satisfy your requirements for the accuracy and suitability of Access Matrix, including the information, and for maintaining any means, which you may require for the reconstruction of lost data or subsequent manipulations or analyses of the information under the Terms and conditions of Use.
YOU AGREE THAT ACCESS MATRIX (INCLUDING ITS AND THEIR OFFICERS, DIRECTORS, EMPLOYEES, AFFILIATES, GROUP COMPANIES AGENTS, REPRESENTATIVES OR SUBCONTRACTORS) NOT IN ANY EVENT BE LIABLE FOR ANY SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF THE USE OR INABILITY TO USE ACCESS MATRIXFOR ANY PURPOSE WHATSOEVER. ACCESS MATRIXAND IT’S AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES AND AGENTS SHALL HAVE NO LIABILITY IN TORT, CONTRACT, OR OTHERWISE TO USER AND/OR ANY THIRD PARTY.
The Website is intended for personal, non-commercial use. You are responsible for maintaining the secrecy of Your passwords, login and account information. You will be responsible for all use of the Website by you and anyone using your password and login information (with or without Your permission). You should not use the Website to make any fraudulent applications. You agree not to use the Website for any purpose that is unlawful, illegal or forbidden by these terms, or any local laws that might apply to you. We are running the Website in India, so remember that by using the Website, we need you to agree to comply with laws that apply to India, including laws that apply to exporting technical data.
Access Matrixrecognizes the receipt, transmission or distribution of spam emails (unsolicited bulk emails) as a major concern and has taken reasonable measures, to minimize the transmission and effect of spam emails in its computing environment. All emails received by Access Matrix are subject to spam check. Any email identified as spam will be rejected with sufficient information to the sender for taking necessary action. With this measure, along with other technical spam reduction measures, Access Matrix hopes to minimize the effect of spam emails. Access Matrixreserves the right to reject and/or report any suspicious spam emails, to the authorities concerned, for necessary action, from time to time.
Certain links on the website lead to resources located on servers maintained by third parties over whom Access Matrixhas no control. Access Matrix has not reviewed, nor approved these sites and is not responsible for the contents or omissions of any linked site or any links contained in a linked site. The inclusion of any linked site does not imply endorsement by Access Matrix of the site. Third party links to Access Matrix shall be governed by a separate agreement. Any transactions relating to services not directly offered by Access Matrixare to be settled inter-se between the parties and all warranties express or implied of any kind, regarding any matter pertaining thereto, including without limitation the implied warranties of merchantability, fitness for a particular purpose, and non-infringement are disclaimed by this website. The advertisements that you see displayed on this websites are delivered by third parties and Access Matrixwill not be responsible for any promises, representations made in the advertisements.
Access Matrix is providing the services which is based on its own assimilation and processing of data, development of proprietary software for performance of required functions, software created for providing technology solutions in a business environment based on the data furnished by the user and this website is for your personal use and therefore you hereby agree not to use the services directly or indirectly in such a manner so as to lease, sub-lease, sub-license, or sell or resell or exchange the information or copy, distribute, transmit, display, perform, reproduce, publish, license the information, content, data available in the website of Access Matrix or create derivative works thereof.
While all efforts have been taken in order to ensure that the services rendered are error free, you agree that there may arise errors and therefore the services may not be ideal for being used in an online time bound environment, which requires zero error performances.
On selection of email alert service You agree & grant non-exclusive, permission & irrevocable right to send emails & alerts by way of messages or other formats as time to time decided by us.
You agree to indemnify and hold Access Matrix, its subsidiaries, affiliates, officers, agents, and other partners and employees harmless from any loss, liability, claim, or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of any third party data, information, scheme or offer on the website either entered or provided by you, your use of the website, including your use of the website which provide a link to another website or arising out of any uploading of any content by you or your violation of any rights of any other person or any breach of any applicable law or other information on the website.
Access Matrix shall have no liability to you for any interruption or delay in access to the website irrespective of the cause.
Force Majeure event shall be one when there is any cessation, interruption or delay in the performance of Access Matrix’s obligations due to causes beyond its reasonable control, including but not limited to: technical, earthquake, flood, or other natural disaster, act of God, labor controversy, civil disturbance, war (whether or not officially declared) or the inability to obtain sufficient supply of service, transportation, or other essential commodity or service required in the conduct of its business, or any change in or the adoption of any law, regulation, judgment or decree. Without limiting the foregoing, under no circumstances shall Access Matrix be held liable for any delay or failure in performance resulting directly or indirectly from acts of nature, forces, or causes beyond its reasonable control, including, without limitation, Internet failures, computer equipment failures, telecommunication equipment failures, other equipment failures, electrical power failures, strikes, labor disputes, riots, insurrections, civil disturbances, shortages of labor or materials, fires, floods, storms, explosions, acts of God, war, governmental actions, orders of domestic or foreign courts or tribunals, non-performance of third parties, or loss of or fluctuations in heat, light, or air conditioning of your information & or data received and or stored or any of our service/s.
The Terms and Conditions of Use constitutes the entire agreement between the parties, and no other agreement, written or oral, exists between you and Access Matrix. By using the Information on Access Matrix, you assume full responsibility for any and all gains and losses, financial, emotional or otherwise, experienced, suffered or incurred by you. Access Matrixdoes not guarantee the accuracy, completeness or timeliness of, or otherwise endorse in any way, the views, opinions or recommendations expressed in the Information, does not give investment advice, and does not advocate the purchase or sale of any security or investment by you or any other individual. The Information does not constitute a solicitation by the information providers, Access Matrixor other of the purchase or sale of securities.
The terms of service hereunder shall remain in full force and effect unless terminated or canceled for any of the following reasons: (a) immediately by Access Matrix for any unauthorized access or use by You (b) immediately by Access Matrix if You assign or transfer (or attempt the same) any rights granted to You under this Agreement; (c) immediately, if You violate any of the other terms and conditions of this Agreement. Termination or cancellation of this Agreement shall not affect any right or relief to which Access Matrixmay is entitled, at law or in equity. Upon termination by Access Matrixof this Agreement all rights granted to You will terminate and revert to Access Matrix. Except as set forth herein, regardless of the reason for cancellation or termination of this Agreement, the fee charged if any for access to Access Matrixis non-refundable for any reason.
This Web Site is operated in India. If you are located outside India, please be aware that any information you provide to us will be transferred to India. By using our Web Site, participating in any of our services and/or providing us with your information, you consent to this transfer and you consent that you are abiding by the laws of India.
The terms of the agreement are exclusively based on and subject to Indian law. You hereby consent to the exclusive jurisdiction and venue of courts in Bangalore, India in all disputes arising out of or relating to the use of this website.
By submitting ideas, suggestions, documents or proposals on the website through its suggestions or feedback webpages, you acknowledge and agree that:
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